UK Health Insurance vs NHS: Private Cost Comparison 2026
NHS healthcare is free at the point of use, funded by taxation. Private healthcare (via PMI or self-pay) costs £35–£100+/month in insurance premiums or £150–£15,000+ for individual procedures paid directly. The key difference is speed: NHS waiting times average weeks to months for non-urgent care; private consultations typically happen within days. NHS is best for…
