John Hancock Aspire diabetes

Yes — both Type 1 and Type 2 diabetics over 40 can get term life insurance. Type 2 diabetics with well-controlled blood sugar (A1C below 7.5%, no complications) typically qualify for Standard or Standard Plus rates — 20–50% more than a healthy non-diabetic applicant. Type 1 diabetics generally qualify at Substandard (table-rated) levels, paying 50–275%…